Have you been denied a car warranty claim and you have no idea why? It is probably because you didn’t read the fine print on your warranty claim. Many people are blindsided because they didn’t realize that doing something very simple such as changing what kind of fuel they use in their car could void their warranty.
Navigating the claim process can be complicated but there are definitely some things you can do to avoid denial of your auto warranty claim or any type of voiding of any type of protection.
First of try and get approval before the repairs are done. This is because many companies deny reimbursement because you did not get prior authorization for the repairs to be completed by the obligator on your warranty. The experts say that you should try and get this authorization even if it means being kept on hold all day while you call the Car Warranty claim company. Toll-free numbers for these companies are designed to keep you on hold as long as possible to trick you into getting repairs without authorization so the warrantee obligator does not have to pay for them.
Another tip is to make sure that the company inspects your car before you sign the warranty. That way they can’t reject your claim later on the basis that it was never inspected or approved.
Many extended warranties give you a maintenance schedule to stick to and if you do not follow it you will not be covered. For instance most warranties require thwart you change your oil ever six months. If you wait longer than six months then you are giving the company a reason to deny your claim.
Most warrantees also don’t cover continued operation of the vehicle after it is damages. So if the radiator blows pull the call over and don’t use it one second longer or your claim could be denied as they check to see if you are driving with an overheated engine.
Yet another issue has to do with used cars. If you buy a used car with a bad part and your obligator finds that out then they will not cover the failure of a related system.
Your warranty can also be voided for using products or accessories not recommended by your manufacturers. For instance if you install an after market tow hitch instead of the one from the manufacturer your warranty could be voided. It could also be voided if you use the wrong kind of fuel, such as biodiesel, and ruin the fuel line or exhaust system.
If you are buying a used car keep in mind that no vehicle that is described as a salvaged vehicle is ever going to be fully covered by either a basic warranty or an extended warranty except under certain circumstances. This is an aspect of auto warranties that you need to check out fully before sign on the dotted line. |